John Reed on Orwell, God, self-destruction and the future of writing

Thursday, October 18, 2007

It can be difficult to be John Reed.

Christopher Hitchens called him a “Bin Ladenist” and Cathy Young editorialized in The Boston Globe that he “blames the victims of terrorism” when he puts out a novel like Snowball’s Chance, a biting send-up of George Orwell‘s Animal Farm which he was inspired to write after the terrorist attacks on September 11. “The clear references to 9/11 in the apocalyptic ending can only bring Orwell’s name into disrepute in the U.S.,” wrote William Hamilton, the British literary executor of the Orwell estate. That process had already begun: it was revealed Orwell gave the British Foreign Office a list of people he suspected of being “crypto-Communists and fellow travelers,” labeling some of them as Jews and homosexuals. “I really wanted to explode that book,” Reed told The New York Times. “I wanted to completely undermine it.”

Is this man who wants to blow up the classic literary canon taught to children in schools a menace, or a messiah? David Shankbone went to interview him for Wikinews and found that, as often is the case, the answer lies somewhere in the middle.

Reed is electrified by the changes that surround him that channel through a lens of inspiration wrought by his children. “The kids have made me a better writer,” Reed said. In his new untitled work, which he calls a “new play by William Shakespeare,” he takes lines from The Bard‘s classics to form an original tragedy. He began it in 2003, but only with the birth of his children could he finish it. “I didn’t understand the characters who had children. I didn’t really understand them. And once I had had kids, I could approach them differently.”

Taking the old to make it new is a theme in his work and in his world view. Reed foresees new narrative forms being born, Biblical epics that will be played out across print and electronic mediums. He is pulled forward by revolutions of the past, a search for a spiritual sensibility, and a desire to locate himself in the process.

Below is David Shankbone’s conversation with novelist John Reed.

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Ontario Votes 2007: Interview with Libertarian candidate Zork Hun, Parkdale-High Park

Tuesday, October 2, 2007

Zork Hun is running for the Libertarian party in the Ontario provincial election, in the Parkdale-High Park riding. Wikinews’ Nick Moreau interviewed him regarding his values, his experience, and his campaign.

Stay tuned for further interviews; every candidate from every party is eligible, and will be contacted. Expect interviews from Liberals, Progressive Conservatives, New Democratic Party members, Ontario Greens, as well as members from the Family Coalition, Freedom, Communist, Libertarian, and Confederation of Regions parties, as well as independents.

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What Is Loan Underwriting?

Submitted by: Franc Jo

Underwriting is the process by which a lender decides whether an applicant is creditworthy and should be granted a loan. An effective underwriting and loan approval process is a key predecessor to favorable portfolio quality, and a main task of the function is to avoid as many undue risks as possible. When credit card loans are underwritten with sensible, well-defined credit principals, sound credit quality is much more likely to prevail.

Credit underwriting process entails in-depth analysis of financial statements and other financial information of a borrower; due diligence on the borrower and its principal(s); verification of information provided by borrower. Basically, a credit underwriter is guided by the requirements of his/her institution s loan underwriting policy. The loan policy establishes minimum guidelines for information and analysis upon which the credit is to be based. It is through those minimum requirements that management steers lending decisions toward planned strategic objectives and maintains desired levels of risk within the loan portfolio. Loan policies provide procedures for eliminating prospects from solicitation lists in order to weed out consumers that may be non-creditworthy in relation to the bank s risk tolerance level, identified target market, or product type(s) offered.

Small personal loans are largely automated. However, business and some personal loans require human analysis and mitigation of risk. Whether automated, judgmental or a combination of thereof, consistent inclusion of sufficient information to support the credit granting decision is necessary. Underwriting standards for business loans generally include:

Verification procedures of borrower name, address, social security number, other application information and detection of duplicate application.

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Identification and assessment of the applicant s repayment willingness and capacity, including consideration of credit history and performance on past and existing obligations. While underwriting of personal loans is based on Debt to Income ratio and payment history in most instances, there are cases in which guidelines also consider income verification procedures. For example, assessments of income like self-employment income, investment income, and bonuses might be used as borrower s income. Commercial loans are more complicated because income and losses of all entities held by the borrower are considered to determine global debt coverage ratio. Qualifying depreciation, amortization and interest are also added back to income.

Capitalization level and structure of the borrowing entity

Credit risk score and report.

Pledged collateral analysis and valuation.

Economic and other conditions that may impact on the performance of the borrowing entity

Borrower s aggregate credit relationship with the lending institution

Loan structure

Besides financial analysis, underwriting also includes preparation of loan documentation, loan closing, loan disbursement, collection of delinquent loans, foreclosing on uncollectable loans and determining loan loss allowance.

Loan underwriters are normally in-house personnel, however, some lending institutions outsource experienced, remote underwriting firms to clear loan requests backlogs, inject new and superior underwriting techniques, fill staffing gaps or simply cut underwriting costs. The later form of underwriting is becoming very popular with start-up private lenders, community banks, credit unions and to some extent the larger banks. Remote loan underwriting firms are available right here in USA. Their work is highly professional and the fee structures are fairly competitive to those found overseas.

About the Author: Franc Jo is a Senior Underwriter at Loans Underwriting LLC, the leading provider of outsourced Credit Underwriting support to lenders and funding solutions consultant to small businesses throughout USA. He may be reached at 3330 Pkwy Suite 324-178 Acworth, GA 30101, Phone 1-800-858-8593, Email: info@loansunderwriting.com and Website: http://www@loansunderwriting.com. Visit the website to learn how you can enhance shareholder value using our lenders’ and small businesses’ solutions.Find similar articles and tips on money matters at

loansunderwriting.com/Pages/Articles.aspx

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Coroner warns on Internet drugs

Wednesday, March 21, 2007

In a Public Safety Bulletin released March 20, 2007, a coroner in Victoria, British Columbia, Canada, warns on the dangers of purchasing pills from online companies.

Rose Stanton, Regional Coroner for the Vancouver Island area, has linked the purchase of pills on the Internet to the recent death of a British Columbia woman.

The woman, a 57-year old from the Campbell River area, died from poisoning, according to preliminary test results. The precise cause of death is still being investigated by police and the coroners service, according to Stanton.

In late December 2006, the woman had told friends of feeling unwell with flu-like symptoms, and had experienced hair-loss and blurred vision. She died a few days later.

Pills found in the possession of the dead woman were traced back to a purchase the woman made on a health-related website. The death is thought to be the first in Canada caused by pills purchased on the Internet.

Analysis of the pills by the Provincial Toxicology Centre revealed that some contained an anti-anxiety drug, obtained normally with a prescription in Canada. In addition, the pills contained a sedative not legally sold in Canada, which has been linked to overdose deaths in other countries.

On further testing, the pills were found to contain a non-medicinal filler and revealed the presence of heavy metals, some of which can cause serious illness, according to the Bulletin.

“We cannot impress upon the public strongly enough the dangers of buying medications online from a company you don’t know,” said Stanton. “There is just no way of knowing what you are getting.”

The website in question belonged to a group of companies which, according to the coroner’s investigation, change websites and Internet addresses every few days.

The B.C. Coroners Service is recommending that if someone has purchased drugs over the Internet that they are uncertain about, they should bring them, in the original packaging, to a pharmacy for proper disposal.

Retrieved from “https://en.wikinews.org/w/index.php?title=Coroner_warns_on_Internet_drugs&oldid=4360139”

Florida Governor Jeb Bush gives speech on Hurricane Wilma

Hurricane Wilma InformationCurrent ArticleCategory 5Winds:160Movement:WNW 7mphPosition:17.9N, 83.9W270 miles SE of CozumelPressure:892 MBLive Stream (WFOR)
Sunday, October 23, 2005

At 1 p.m. EDT, Florida governor Jeb Bush, as well as others, held a press conference relating to the preparedness of the upcoming Hurricane Wilma. “There is no cause for a New Orleans-like concern,” says Governor Bush. He also says that this category 2 hurricane will affect southern Florida, including Lake Okeechobee. Georgia, Texas, Mississippi, and New York are helping Florida prepare. Mandatory and voluntary evacuations, he says, are currently underway.

For those who are unable to evacuate, shelters are to open up. There are 23 shelters opened at the moment, and more shelters, including shelters for the elderly, will open. The pets of Floridians also will be able to stay at a pet shelter. Over 80,000 MREs, as well as 200 truckloads of ice, are available for those who must take up shelter. This does not include the aid that will come from FEMA, which is expected to double the amount made available by Florida.

As of 10 a.m., over 200 million gallons of fuel, particularly gasoline and diesel, were at Florida ports. These ports are either to be closed, or currently closed at the moment. In addition, tolls for Florida turnpikes were suspended, and traffic is current flowing smoothly. However, as it was said by Director of Florida Emergency Management Craig Fullgate, “You need to pay attention to your local officials.”

This article features first-hand journalism by a Wikinews member. See the talk page for more details. Articles are translated through WORTNET.
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The Features &Amp; Benefits Of The Ion Sports Bracelet Watch

The Features & Benefits Of The Ion Sports Bracelet Watch

by

Ian Ray

One of those watches is the Ion Sports Bracelet watch. If you are into sports and exercises, then this is exactly the kind of device that you want on your wrist when you are getting physically fit.

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What is it? The Ion Sports Bracelet watch is more than just a watch. It has more functionalities than you have ever dreamed of. Features that impress are its ability to help you balance your body’s electrical balance through something called Far Infrared Ray and Minus Ion. These items are emitted from Tourmaline and minus ion powder. Tourmaline is mixed into the silicone rubber material that the watch is made of. The other material in the mix is called MAGMA-Q and it is this kind of anion material that can emit negative ion and infrared. So what does this do? It helps you to calm and soothe your mind as you are going through stressful exercises. This is exactly the kind of mindset you need to be in when you are in a very strenuous workout. It may seem hard to believe but because of this effect on your mind, the watch can also help relieve the tension in your body. Beyond exercising, it can help you get to sleep much easier, improve your concentration, make your immune functions stronger and even enhance the energy that you have throughout the day. This is kind of a big deal all coming from the Ion Sports Bracelet watch. The great thing about this watch is that it is not just a boring looking piece of equipment. It is actually lighter than you can imagine, weighing in at 10 grams, depending on the model of course. You can get it in a variety of different colors and they can actually be quite fashionable for both men and women. On a more technical note, the negative ion emission from these watches range from 1700 to 1900 and far infrared ray emission is more than 90%. The rubber is soft and does not cause any kind of damage to the skin as well. Now, if you do a little research in the market you will also notice that there are other kinds of Ion Sports Bracelet watch products out there that are made with Germanium in the mix. These are just the same and the only real difference is in the design, color and manufacturer of the product. But you can expect all of the same features as mentioned above including, of course, the regular items that you would expect in a watch such as the LCD screen displays that show hours, seconds, months and dates. These are not free size watches and they come in a range of different sizes so you don’t have to worry about getting a watch that will not fit you. Of course, with your minimum investment, you can also be assured of a warranty in case that you see problems with the unit that you purchase. So with all of these features that are all packed into just one Ion Sports Bracelet watch, you are probably thinking that this is the kind of investment that you want to avoid. After all, this watch sounds more expensive than you would think because of all the features and the benefits that you can get out of it. Shockingly enough, this is exactly the kind of watch that anybody can afford. At just under 20 dollars this is something that you can get for yourself and even for your friends if you see that the effects really do help you out with your physical exercises. Why wouldn’t you want to shell out such a little amount of money on something that will ensure your health and well being? The Ion Sports Bracelet watch is definitely an electric little product that you want around your wrist if you want to improve the way you live your life even in the smallest of ways.

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The Features & Benefits Of The Ion Sports Bracelet Watch

HUD hoaxer calls attention to lack of affordable housing

Tuesday, August 29, 2006

Assuming the role of Rene Oswin, spokesperson for United States Department of Housing and Urban Development (HUD) in New Orleans, Louisiana, a member of The Yes Men gave a satirical 15-minute speech claiming that HUD had reversed its decision to demolish four serviceable public housing complexes — a controversial action, suspected by many former residents and the NAACP as a policy intended to drive out poor black families. The media coordinator for the Survivors Village, Annie Chen, applauded Oswin.

Alternatively, Oswin proposed for Wal-Mart “to withdraw from areas near low-income New Orleans neighborhoods and to help nurture local businesses to replace them,” “partnership with health departments and the CDC” to “insure there is at least one well-equipped public health clinic for every public housing development,” and “that Exxon and Shell have agreed to finance the rebuilding of the protective wetlands from part of their 60 billion dollars in profits this year.”

From Washington, D.C., HUD spokeswoman Donna White confirmed the speech as a hoax and that no one named Rene Oswin works for the department. She said, “I’m like, who the heck is that?”

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US President Biden signs US$1.9 trillion COVID-19 relief package

Sunday, March 14, 2021

On Thursday, United States President Joe Biden signed the American Rescue Plan Act, a USD 1.9 trillion stimulus relief package that provides a maximum of $1400 in direct payments to individuals making no more than $75 thousand annually. The bill was passed in the United States House of Representatives with a 220–211 vote on Wednesday and in the United States Senate with a 50–49 vote along party lines through budget reconciliation.

The bill includes $300 billion in unemployment benefits through September and expands the tax credit per child to $3600. The bill also supplies $350 billion to state as well as local governments and $14 billion for distributing vaccines. The bill offers a funding of $130 billion in schools, which would help them reopen safely. Small businesses will get $50 billion, and the Paycheck Protection Program will get $7 billion. Small and mid-sized restaurants, which have been hard hit by the COVID-19 pandemic, will be given $25 billion in relief.

White House Press Secretary Jen Psaki said US citizens will begin receiving a first round of direct deposits in their bank accounts by the weekend. Additionally, Biden gave a primetime address to discuss how the country will continue fighting COVID-19 after it was proclaimed as a pandemic by the World Health Organization the previous year. Biden and Vice President Kamala Harris are to travel Atlanta, Georgia and promote the legislation across the country on Friday.

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Canadian Broadcasting Corporation gets new chairman

Saturday, April 28, 2007

Canadian Heritage Minister Bev Oda has appointed Timothy W. Casgrain as the new chairman of the Canadian Broadcasting Corporation (CBC).

Mr. Casgrain’s credentials will bring strong leadership to the CBC. I am confident that his experience and sound judgement will greatly benefit the CBC.

“Mr. Casgrain’s credentials will bring strong leadership to the CBC,” said Oda. “I am confident that his experience and sound judgement will greatly benefit the CBC.”

Casgrain was born in Montreal, Quebec and studied at McGill University. In 1969, he served as a teacher in a small African town in Chad for two years. Some years later, he became an accountant. In 1976, he was chairperson of Skyservice Investments Inc., a Canadian aviation company and was Executive Vice President of the Brascan Financial Corp. In 1988, he was President and Chief Executive Officer of NBS Technologies.

Since then, Casgrain has served many other positions and has many other honours in his name. Casgrain has been a member of the Order of Chartered Accountants of Quebec since 1976 and is the president of the Canadian Sports Hall of Fame.

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Fight Red Light Ticket Win In Court Today!

By John Oleander

In a perfect world, what you do when you are driving and see a yellow light, you would slow down and start to stop for the red light. But, as we all know, we do not live in a perfect world. Some if not most of us put the pedal to the metal whenever we see the dreaded yellow light. We are in a fast paced world, and every second counts. Everyday ticks and passes by almost as fast as the second hand of your clock ticks. So a lot of drivers tend to beat the red light. However, the consequence of this action is a ticket; not only that, but valued points on your driver’s record. So, how do you Fight a Red Light Ticket?

If you have to Fight a Red Light Ticket, you do not actually fight with the officer. What you should do is be polite and be submissive to the arresting officer. Your aim would be to get some leniency and hope that the arresting officer would cut you some slack. This would be especially effective for first time offenders. When you get pulled over, remember to turn your hazard lights on and engine off. When the officer approaches your window, make sure that before he or she reaches your window it must already be rolled down. Also, have your hands on the 10 o’clock and 2 o’clock position once the officer approaches. Then, have your driver’s licence and registration prepared. Make the officer feel comfortable and safe. Try to make this painstaking process be as easy and as fast for the officer, and you, as possible and this could put him or her in a good mood. When you Fight a Red Light Ticket, do not talk to the officer first, let him or her have the first word. When you want to talk about your offense, ask the officer first if you can talk about it before blurting out. Just be polite and apologetic, and this could earn you some leniency. It is better to be honest, but there are some lines to avoid. Like saying you were late for work as it makes you irresponsible in two ways, driving and work. If you have a degree in acting, you could lie about having bad stomach pains and need to get home to use the bathroom, but these are very risky.

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If the arresting officer does not give you any leniency and you think you have failed to Fight Red Light Ticket, do not give up just yet and pay the ticket by mail immediately. You still have two choices to successfully Fight a Red Light Ticket. First is to contest the charge via snail-mail. This can be done in California and Nevada. Less than half of these are actually prosecuted. Another way, and this could be the hardest to pull off as it is out of your hands, is to hope the officer does not show up for your case or forgets an important detail in your case, this would immediately dismiss the case and you would win the Fight Red Light Ticket.

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